"The care of prisoners who are at risk of suicide and self-harm is one of the Prison Service's most vital tasks."
"On ordinary principles of insurance law, an assured cannot by his own deliberate act cause the event upon which the insurance money is payable."
"the nature of an act of suicide by a person who is of sound mind . . . is a deliberate act of self- destruction by a person who intends to end his own life."
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