"1. The Halifax account was at all material times both prior to the original claim and thereafter the property of the appellant. 2. The Halifax shares are the appellant's property. 3. The appellant still has capital in excess of£27,000 plus the shares 4. At all material times his capital exceeded the prescribed limit. 5. At 17.5.01 the appellant failed to notify the Department of his capital and has failed to do so since. 6. The appellant knew his duty of disclosure and wilfully misrepresented his capital position. As a result of the above the appellant is not entitled to Income Support from 17.3.01 [this was a slip for 17.5.01]. With regard to the 2 overpayment decisions the tribunal find that as the overpayments occurred by reason of the appellant's misrepresentation they are recoverable. The overpayment is to be calculated from 17.5.01 to date. As the appellant has retained the capital the diminishing capital rule is not to be applied."
"The appeal is disallowed. The decision of the Secretary of State issued on 21/09/07 is confirmed. On the evidence before the Tribunal [the claimant] is not entitled to Income Support from 17/5/01 and continuing because throughout the period he had actual capital in excess of the limit. For the avoidance of doubt the Tribunal find on balance that the transfer of the sum of£27000.00 from the Halifax Building Society account on 15/12/05 was not made to a third party."
"The appeal is disallowed. The decision of the Secretary of State issued on 14/03/08 is confirmed. By reason of the Appellant's failure to notify a material fact an overpayment has occurred which is recoverable. The Secretary of State is to recalculate the overpayment."
"I have superseded the decision awarding Income Support that includes1/6/2001 . There has been a relevant change of circumstances since that decision was made. I have revised all subsequent decisions on that claim. I have revised the decision that was made on8/7/2005 and all subsequent decisions for the claim made30/6/2005 . Those decisions were made in ignorance of a material fact. Income support has been overpaid for the period17/5/2001 to27/6/2005 and from11/7/2005 , because [the claimant] has been in possession or is to be treated as still in possession of capital that exceeds the prescribed limit."
"[The claimant] has been overpaid Income Support of£21735.82 for the period17 May 2001 to27 June 2005 and this amount is recoverable from him as he failed to disclose the material fact that he was in possession of capital in excess of the prescribed limit"
"(1) For the purposes of section 53(1) of the Act, where income support… has been overpaid in consequence of a misrepresentation as to the capital a claimant possesses or a failure to disclose its existence, the adjudicating authority shall treat that capital as having been reduced at the end of each quarter from the start of the overpayment period by the amount overpaid by way of income support … within that quarter. (2) Capital shall not be treated as reduced over any period other than a quarter or in any circumstances other than those for which paragraph (1) provides. (3) In this regulation– "a quarter" means a period of 13 weeks starting with the first day on which the overpayment period began and ending on the 90th consecutive day thereafter; "overpayment period" is a period during which income support… is overpaid in consequence of a misrepresentation as to capital or a failure to disclose its existence."
"As a result of the decision(s) dated28/11/2007 [it is not clear what these are as it appears the entitlement decision was that taken on18 September 2007 ] an overpayment of Income Support has been made from11/07/2005 to19/09/2007 (both dates included) amounting to£10,627.59 as shown on the attached schedule. On11/07/2005 , or as soon as practicable after, [the claimant] failed to disclose the material fact that he had capital in excess of the prescribed limit. As a consequence, Income Support amounting to£10,529.02 from11/07/2005 to12/09/2007 (both dates included) was paid which would not have been paid but for the failure to disclose. Accordingly that amount is recoverable from [the claimant]. The balance of the overpayment amounting to£98.57 is not recoverable as it did not arise as a consequence of the failure to disclose."
"In any Act, unless the contrary intention appears,— (a) words importing the masculine gender include the feminine; (b) words importing the feminine gender include the masculine; (c) words in the singular include the plural and words in the plural include the singular."
"Regulation 14 applies to reduce the amount of a recoverable overpayment that has arisen on account of the amount of the claimant's capital by making a quarterly diminution of that capital equivalent to the amount of benefit overpaid. This is a concession to the claimant. It works on the assumption that the claimant would have drawn on the capital if the benefit had not been paid. By its terms, it only applies for the purposes of the overpayment decision. It is notional in its effect. It does not treat the capital as reduced for any other purpose, let alone for all purposes. It is a notional reduction that applies for a particular purpose only. If the claimant claims benefit later, that claim must be decided on the circumstances obtaining at that time, including the amount of capital actually held by the claimant."
"Given the findings (which are not challenged on appeal) that the capital still belonged to [the claimant], there was as a matter of law no room for the diminishing capital rule to apply: see CIS/2287/2008. Nonetheless, ought the tribunal to have considered whether there were any factual circumstances from which it should have drawn inferences to similar effect: see CIS/2287/2008, paragraph 37?"
"I agree with the Judge that paragraphs 37 and 38 of CIS/2287/2008 may have been relevant to this case. However, the claimant has not in any of his submissions suggested that he had been forced to use any of the capital on living expenses and I submit that the First-tier Tribunal was not obliged to go on a fishing expedition. Despite living on benefit, the capital in the claimant's Halifax account can be seen to have grown steadily since 2001 without withdrawals being made and there is no reason to believe that the pattern of his expenditure changed after 15/12/05 when the bulk of the money was transferred from the account. I would therefore submit that the First-tier Tribunal did not err in this respect."
"No details have been supplied as to whether a diminishing capital calculation has been applied to the second period of overpayment,11 July 2005 to19 September 2007 . However, looking at the calculation and taking into account how much the capital has diminished during the first overpayment period, this is quite clearly incorrect. By27 June 2005 the amount of capital held had been notionally diminished by£21630.82 which meant that, when taking this amount of the actual capital held, the amount of the overpayment was£15.00 per week only, as tariff income only applied…The calculation for the period from11 July 2005 appears to have been based on capital being in excess of the prescribed limit. The calculation will therefore have to be referred back for recalculation. However, I invite the tribunal to make a decision as to whether [the claimant] has failed to disclose a material fact."
"Although you may not consider this to be relevant to the decision in hand, we would ask you to consider the effect of this decision on [the claimant] now and into the future. By this we mean that, at present and also after your decision, the Secretary of State considers that [the claimant] is the beneficial owner of capital in excess of the prescribed limit. In fact, a new claim for income support that he made in April or May 2009 was refused on that basis. Our concern is that [the claimant] will therefore never be able to successfully claim a means-tested benefit. Surely this cannot be the intention of the regulations that are quoted in the decision."
"(1) Subject to the provisions of this Chapter and to any provision made by or under Chapter 2 of Part 1 of theTribunals, Courts and Enforcement Act 2007 , any decision made in accordance with the foregoing provisions of this Chapter shall be final; and subject to the provisions of any regulations under section 11 above, any decision made in accordance with those regulations shall be final. (2) If and to the extent that regulations so provide, any finding of fact or other determination embodied in or necessary to such a decision, or on which such a decision is based, shall be conclusive for the purposes of— (a) further such decisions; (b) decisions made under the Child Support Act; and (c) decisions made under the Vaccine Damage Payments Act."