"12 The reason the Applicant asked for the delay was that he had financial problems. He was heavily in debt to the Bank and his overdraft was over his limit. He had a large mortgage and he wanted a further loan from the Bank to cover his daughter's school fees. ..."
"... Mr Hutchinson [ a member of the bank management ] was sympathetic and agreed to delay the serving of notice. ..."
"... Mr Robson [ again one of the bank management ] explained that if termination was to occur under the terms sought by the Applicant, it was better done by mutual agreement rather than by dismissal on the ground of redundancy. ..."
"14 On11 November 1992 , the Applicant had a meeting with Mr Robson and told him that he still wished to leave his employment after6 April 1993 [ and that clearly means after rather than before ] as he had calculated that he would thereby gain financially in the sum of£3,500 . He would also receive additional salary. ..."
"... On9 March 1993 , when the Applicant was still an employee of the Bank, he was offered a job by the Bank as a Project Manager in the O&M Department. He had had experience of the sort of work the job would entail and job was at the same grade held by the Applicant. Nevertheless, he turned down the offer. ..."
"I write further to our meeting this afternoon to confirm that, as we discussed, in the absence of any suitable opportunities being identified, the Bank will be giving you three months notice of redundancy at the end of this month, under the terms of Action Directory Staff - Appendix 14 (ii). ..."