"He talked about a man at the club he belonged to from the age of 10. At around 14, this man lent the claimant money for food and cigarettes, with the claimant believing that he had been given£250 by the time he was 15. In lieu of payment, the man said he would whip the claimant, to which the claimant agreed. The claimant went with him in his car to a remote spot where the whipping took place. The claimant wondered if he could have been confused by what had happened."