Mackie Motors (Brechin) Limited v Renault UK Limited & Ors [2026] EWHC 2182 (Comm)

[2026] EWHC 2182 (Comm)Claim No. LM-2025-000270
IN THE HIGH COURT OF JUSTICE
BUSINESS AND PROPERTY COURTS OF ENGLAND AND WALES
LONDON CIRCUIT COMMERCIAL COURT (KBD)
Venue Royal Courts of Justice, 7, Rolls Building,, Fetter Lane,Date 17 th August 2026
London, EC4A 1NL
LANCE ASHWORTH KC(sitting as a Deputy Judge of the Chancery Division)
MACKIE MOTORS (BRECHIN) LIMITEDRespondentRENAULT UK LIMITEDApplicantNISSAN MOTOR (GB) LIMITEDApplicantRCI FINANCIAL SERVICES LIMITEDApplicant
Jonathan Nash KC and Miss Chloë Bell (instructed by MILS Legal Limited) for ClaimantDavid Peters KC and Miss Chinmayi Sharma (instructed by Stephenson Harwood LLP) for DefendantHearing Hearing date: 20 th May 2026Further Written Submissions: 29 th May, 1 st June and 7 th August 2026Draft Judgment circulated: 10 th August 2026Judgment: 17 th August 2026
JUDGMENT
This judgment was handed down remotely at 10.30am on 17 th August 2026 by circulation to the parties or their representatives by e-mail and by release to the National Archives.

Lance Ashworth KC:

[1]On 27 January 2026, the Defendants, Renault UK Limited (“Renault”), Nissan Motor (GB) Limited (“Nissan”) and RCI Financial Services Limited (“RCI”) issued an application seeking to strike out in its entirety the claim brought by Mackie Motors (Brechin) Limited (“MMBL”) pursuant to CPR r3.4(2) and/or the Court’s inherent jurisdiction, alternatively that summary judgment be granted in favour of the Defendants under CPR Part 24.[2]The grounds for the application were that the claim is an abuse of the Court’s process contrary to the rule in Henderson v. Henderson (1843) 3 Hare 100, because it “arises from the same or substantially the same factual matrix, circumstances and contractual relationships which were the subject of a previous (and unsuccessful) claim (the "Previous Claim") brought by the Claimant; as such, the current claim is an impermissible attempt to litigate matters that were, could and should have been determined as part of the Previous Claim and should be struck out”.[3]In the alternative “summary judgment should be granted in favour of the Defendants on the basis that the Claimant has no real prospect of obtaining the relief it now seeks and there is no other compelling reason why the case or issue should be disposed of at a trial”.[4]This application came before me on 20May 2026. I received skilful written and oral arguments from Mr David Peters KC and Miss Chinmayi Sharma on behalf of the Defendants and from Mr Jonathan Nash KC and Miss Chloë Bell (neither of whom appeared in the Previous Claim) on behalf of MMBL. I subsequently received further written submissions on 29 May 2026 and 1 June 2026 because two days after the hearing the Court of Appeal gave judgment in The Winross Partnership v. Global Energy Horizons [2026] EWCA Civ 654. While I had formed the view that this did not alter the submissions that the parties had made to me, I offered them each the opportunity to comment on that case given the discussion there of the Henderson v. Henderson principles, which offer they each took up.[5]Just as I was about to finalise this judgment, Mr Nash KC brought to my attention the recent Court of Appeal decision in Vince v. Associated Newspapers Ltd [2026] EWCA Civ 899 handed down on 15 July 2026. I also drew to the parties’ attention the decision of Adam Johnson J in Finnan v. Charles Russell Speechlys LLP [2026] EWHC 1940 handed down on 28 July 2026. MMBL made short further written submissions on Vince on 7 August 2026, declining the opportunity to make any further submissions on Finnan. The Defendants made short further written submissions on both authorities on 7 August 2026.

Background leading to the Previous Claim

[6]Background leading to the Previous Claim MMBL was a distributor of Renault, Nissan and Dacia cars in the north east of Scotland. It became a franchised dealer with Renault in or around 1976 and with Nissan in or around 1998 after Renault and Nissan formed the Renault-Nissan Alliance (“the Alliance”), and with Dacia in or around 2011 when Dacia joined the Alliance.[7]Renault is the regional business unit of the Renault group, supplying Renault and Dacia branded motor vehicles, parts and services. Nissan is the regional business unit of the Nissan group, supplying Nissan branded motor vehicles, parts and services, in the UK. RCI is a wholly owned subsidiary of Renault SA and has been the financial services provider for the Alliance since around 2007.[8]MMBL’s contractual relationships with Renault, Dacia and Nissan are based in a series of dealership agreements (“the Renault Agreement”, “the Dacia Agreement” and the “Nissan Agreement” and together “the Dealership Agreements”). The first such agreement was entered into in the 1970s and each has been updated by amendment over time. The Dealership Agreements were capable of termination by either party giving not less than 24 months’ written notice expiring at any time.[9]MMBL also had various lines of financing provided by RCI, namely(a) a Used Vehicle Stocking Agreement dated 27 March 2008 (the “UVSA”);(b) an Agency Agreement dated 4 January 2010;(c) a Financing Agreement dated 1 September 2011;(d) a Financing Agreement dated 1 March 2012;(e) a Master Hire Agreement dated 18 June 2013; and(f) a Dacia Addendum to the Financing Agreement (dated 1 September 2011) dated 19 June 2013; (together “the RCI Contracts”). The RCI Contracts contained a 7-day notice termination clause, allowing either party to terminate on 7-days’ notice.[10]In late 2021 RCI says it became aware that MMBL had become interposed in the middle of what were said to be multimillion dollar loan transactions between Panamanian and Ukrainian entities. RCI formed the view that MMBL was engaged in money laundering. RCI made a suspicious activity report (“SAR”) to the NCA on 23 November 2021 based on concerns about the loan agreements which had been made through Mr Mackie’s former wife, Ms Kaletnyk. It is MMBL’s position that RCI’s view that MMBL were involved in money laundering was irrationally and unreasonably formed. RCI, on the other hand, says that it was acting perfectly properly given (so it says)(a) a Scottish car dealer had no business being involved in such transactions at all;(b) the value of the transactions was unusually high (€4.6m), given the size of MMBL’s turnover and profits; and(c) by MMBL’s own admission, it was interposed into the middle of these transactions as a “front” (i.e. it was simply passing monies from the Panamanian entities to the Ukrainian entities).[11]The NCA did not issue a refusal letter within the statutory 7-working day notice period after receipt of the SAR under s.335 Proceeds of Crime Act 2002 (“POCA”), or indeed at any time. This meant that RCI had deemed consent under POCA to continue contracting with MMBL before 7 December 2021, the relevance of which date I shall set out below. Furthermore, RCI’s solicitors, Stephenson Harwood LLP (“SH”), wrote to the NCA on 13 December 2021, seeking permission to disclose to MMBL the fact that the SAR had been made and on 14 December 2021, the NCA expressly consented to the disclosure. The NCA made no reference to any ongoing investigation and raised no concern about the disclosure.[12]On or around 24 November 2021, Renault stopped(i) MMBL’s access to the Renault and Dacia “Information Systems” to order parts and(ii) shipments of parts ordered. On or around 25 November 2021, Nissan put a hold on MMBL’s access to their systems to order parts and shipments of parts ordered but yet to be dispatched. On 27 November 2021, Renault and Nissan directed orders of new vehicles placed by MMBL to another dealer, Parks of Hamilton Ltd (“Parks”).[13]There was a period over the following days when Mr Mackie contacted RCI, Renault and Nissan in an attempt to get the system access restored. This would have been at least in part during the statutory 7-working day period after receipt by the NCA of the SAR. Mr Mackie did not get any satisfactory response, being told that he would be advised as soon as possible when issues had been resolved.[14]On 7 December 2021 RCI served notices of termination (“the Termination Notices”) in respect of each of the RCI Contracts.

The Previous Claim

[15]The Previous Claim In response to the Termination Notices, on 15 December 2021, MMBL issued proceedings against RCI in the Competition List of the Business & Property Courts in Leeds. In its particulars of claim filed on 16 December 2021, MMBL sought, among other relief, a declaration that the RCI Contracts had not been terminated, and injunctive relief preventing RCI from taking certain steps following the termination of the RCI Contracts. Neither Renault nor Nissan were joined as parties to that claim when issued. MMBL claimed that:(a) RCI had abused its dominant position in the market in terminating the RCI Contracts (“the Competition Law Claim”).(b) The termination provisions contained in the RCI Contracts were unreasonable and contrary to the Unfair Contract Terms Act 1977 (“the UCTA Claim”).[16]MMBL also sought an urgent interim injunction which was rejected on 16 December 2021 by HHJ Saffman (sitting as a Judge of the High Court) on the basis that neither the Competition Law Claim nor the UCTA Claim gave rise to serious issues to be tried or had a real prospect of success. He reached the conclusion that for the reasons he had given “albeit that I have some sympathy with [MMBL], who have perhaps been put in a very difficult position, it seems, this is the effect of the contract they freely entered into”.[17]The effect of this was that MMBL was left without the finance which had previously been provided by RCI. I will revert to this in due course.[18]On 17 December 2021, transporters arrived at MMBL’s premises to remove the used vehicle stock, which was legally owned by RCI. RCI sold the vehicles to Parks.[19]MMBL sold its sites to Parks, which sale completed on 7 February 2022. MMBL describes this as a fire sale at an undervalue.[20]In March 2022, Renault, Dacia and Nissan issued formal notices of termination of the Dealership Agreements.[21]MMBL applied(a) to amend its particulars of claim in the form of an entirely new draft amended particulars of claim (“the DAPOC”); and(b) to join Renault and Nissan as parties to the Proceedings (“the Amendment/Joinder Application”).[22]In the DAPOC, MMBL alleged that MMBL, RCI, Nissan and Renault were parties to an implied umbrella "relational" agreement (“the Alleged Umbrella Agreement”) pursuant to which:(a) RCI, both on its own behalf and as agent for Renault and Nissan, was obliged to provide MMBL with dealer financing, customer financing, clearing services, platform services and database services (“the Services”);(b) MMBL received the Services to enable it to perform its obligations and exercise its rights under two dealership agreements it had in place with Renault and Nissan whilst seeking to earn commissions and bonuses set out in communications from RCI, Renault and Nissan; and(c) Renault and Nissan maximised the supply and sale of their vehicles and the advancement of their brands within MMBL's exclusive dealership territory.[23]MMBL also alleged that the Alleged Umbrella Agreement included implied terms:(a) Requiring the parties to act in good faith in its performance;(b) Prohibiting RCI from withholding the Services and/or terminating the Alleged Umbrella Agreement in the absence of good cause and without a reasonable notice period of 24 months.[24]Further, MMBL contended that (as a matter of the proper construction of the relevant contracts, or pursuant to an implied term, or pursuant to UCTA), RCI could not terminate the RCI contracts other than in conformity with a parallel termination of the Dealership Agreements.[25]The application for permission to amend came before Mr Simon Gleeson sitting as a Deputy High Court Judge on 12 July 2022. The parties to that application were MMBL and RCI. Mr Peters (now but not then KC) appeared on behalf of RCI only. Renault and Nissan did not take part in that application and were not represented. Mr Gleeson gave judgment on 22 July 2022, with neutral citation [2022] EWHC 1942 (Ch).[26]At paragraph 9 of his judgment, he referred to the implied agreement alleged in the DAPOC saying that MMBL “therefore applies for the joinder of Renault and Nissan in this action. However, that application only becomes relevant if the arguments for that implied agreement survive the strike-out application”.[27]Mr Gleeson recorded that it was not disputed that the apparent effect of the express terms of the RCI Contracts permitted RCI to do exactly what it had done, namely terminate the RCI Contracts. However, MMBL were advancing five propositions as to why the apparent effect was not the actual effect. These he recorded at paragraph [14] as follows:
“First, that the entire arrangement between the parties was subject to an implied “umbrella agreement”, whose terms constrain RCI from terminating the agreements. Second, that there are terms implied into the express agreements which have that effect. Third, that the true construction of the express terms of the written agreements gives them a different meaning from their apparent meaning, so that they do not have the effect that they appear to have. Fourth, that RCI is estopped from exercising its contractual rights by reason of representations made to [MMBL]. Fifth, that the terms of the agreements by which RCI seeks to act contravene the Unfair Contract Terms Act. The first four of these are new claims, which are raised for the first time in the DAPOC.”
[28]He recorded at paragraph [15] that the case that MMBL sought to plead was:
“… in summary, that the entire arrangement between all of these parties should be viewed as being subject to an implied “umbrella” contract. This implied contract should be taken as covering all of the services provided by all of the parties, both those covered by the existing agreements and those provided outside those agreements. This implied contract should be regarded as a “relational” contract, importing a good faith obligation, and the effect of that obligation ought to be that the relationship as a whole should only be terminable on two years notice. What is argued is that the termination of the RCI contracts has the effect of – in practice - immediately terminating the distribution agreements, since in practice a distributor cannot operate without finance, and finance obtained from other sources would be prohibitively expensive. This must therefore be a breach of the implied good faith obligation and/or a term of the implied contract. The position of [MMBL] is that this is a sufficiently arguable case that it should be allowed to go to a full trial. “[16] [MMBL] also argue that this umbrella agreement exists not only between the parties hereto, but also embraces Renault, Nissan and Dacia. They therefore seek to join those entities as parties in this litigation.”
[29]Having been through and rejected each of MMBL’s arguments, Mr Gleeson concluded at paragraph [56] that he “would therefore strike out the whole of the DAPOC as disclosing no cause of action, on the basis that the facts as pleaded are wholly insufficient to permit the Court to reach the conclusions in law that would be required for the Claimant to succeed” and therefore the joinder issue did not arise. His order therefore refused permission to amend and struck out the claim.[30]MMBL appealed this decision. The appeal was heard on 15 March 2023 before Sir Geoffrey Vos MR and Asplin and Andrews LJJ. Again, Mr Peters appeared on behalf of RCI only. Renault and Nissan did not take part in the appeal and were not represented. Judgment was handed down on 4 May 2023 with neutral citation number [2023] EWCA Civ 476. Asplin LJ gave the leading judgment, Andrews LJ agreed and gave a very short judgment in addition. Sir Geoffrey Vos MR agreed with both judgments.[31]Asplin LJ identified the central issue as being whether MMBL’s claim that an umbrella or relational agreement can be inferred had a real prospect of success. She said that she agreed with Mr Gleeson that there was nothing in the matters pleaded in the DAPOC which necessarily implied an intention to create legal relations in relation to the Services which were not contained in written agreements. At paragraph [40] she observed:
“It seems to me, that the parties might well have acted exactly as they did without an umbrella agreement being in place. Having said that, in principle, it is possible to see that the provision of the database services and the platform services were central to the performance of the Dealership Agreements. If a dealer cannot gain access to the means of ordering cars and parts, it is not difficult to see that it may become impossible for them to meet the obligations under the Dealership Agreements. In circumstances in which 90% of vehicle sales are funded on credit and [MMBL] was required to offer RCI finance to its customers, it is also possible to see that the provision of customer finance and the ability to check a customer’s credit position on the database might also have been central to [MMBL’s] business and the performance of the Dealership Agreements. Whether that might result in an umbrella agreement for the provision of those services rather than a claim that terms as to the provision of those services should be implied into the Dealership Agreements themselves (something which is not pleaded) is another matter.”
(emphasis added)[32]She held that the DAPOC did not address the issue of whether it was necessary to imply the umbrella agreement at all, which she held to be fatal to the umbrella agreement claim [42]; that the attempt to imply terms was in order to seek to override express written terms, some of which post-dated the pleaded umbrella agreement, and the express terms left no room for the implication of the proposed terms which were expressly contrary to the written agreements [60]; that the interpretation argument that the 7-day termination clause should be read as subject to the Dealership Agreements which required 24 months’ notice of termination had no real prospect of success [64]; and that the estoppel argument had no real prospect of success [69]. She therefore dismissed the appeal.[33]In her one paragraph judgment agreeing with Asplin LJ, Andrews LJ said at [72]:
“The fatal flaw in [MMBL’s] case, as the judge identified, is the absence of any arguable legal route by which to fix RCI with an obligation to continue to provide [MMBL] (or its customers) with any specific level of finance. In practical terms, [MMBL] may well have been dependent upon the provision of finance by RCI in order to be able to carry on its business in accordance with the Dealership Agreements. But that situation is no different from any in which the provider of the essential finance is an independent financial institution such as a bank; the continuing need that the customer has for the provision of the funds does not make it necessary that the financier should be contractually obliged to continue to provide them.”
[34]Accordingly, the appeal was dismissed. There was no discussion of the joinder application. The Court of Appeal did not suggest that the flaws in the DAPOC might be capable of correction by further amendment and did not (as it sometimes does on applications for permission to amend) suggest that MMBL should have another go.

The Current Action

[35]The Current Action On 22 July 2025, MMBL commenced the current action against Renault, Nissan and RCI, claiming “damages arising from [their] breaches of the parties’ agreements and/or procuring or inducing reach of those agreements … and/or alternatively, equitable relief from forfeiture plus interest and costs”.[36]Given the assertion that this claim amounts to a Henderson v. Henderson abuse, it is necessary to examine what the claim now advanced is and against whom.[37]The Particulars of Claim set out the parties and the history of the relationship, before pleading the claim against Renault, Dacia and Nissan. The Renault Agreement, the Dacia Agreement and the Nissan Agreement are pleaded. It is pleaded that there was a term of the Renault Agreement that MMBL had to comply with the “Renault Minimum Entry Standards” (“RMES”) throughout the term of the agreement. There was a similar term in the Dacia Agreement, to which Renault was the counterparty.[38]MMBL pleads that the only way it could comply with its core contractual obligations and the RMES so as to operate as a dealer for Renault and Dacia was by means of a Renault.Net/Dacia.Net database provided and required by Renault and Dacia. Access to that database is said to have been necessary for MMBL to:(a) Order and maintain minimum stock levels of vehicles and parts, monitor stock levels and manage delivery schedules;(b) Submit warranty, recall and free servicing claims promptly and receive reimbursement for the same;(c) Provide financing options to customers, access and manage customer finance records, calculate payments and process loan applications;(d) Maintain customer data and service records;(e) Receive updated training materials, advertising materials, and necessary manufacturer documentation; and(f) Submit performance data and business metrics.[39]It is therefore alleged that there was an implied term of the Renault Agreement and of the Dacia Agreement that Renault would make available all database and platform services necessary for MMBL to comply with its contractual obligations under the Renault/Dacia Agreements, including access to Information Systems including Renault.Net/Dacia.Net.[40]The termination provisions in clause 19 of the Renault/Dacia Agreements are pleaded, which include the power for either party to terminate on not less than 24 months’ notice and the power for Renault/Dacia to terminate if MMBL failed to comply with a RMES and had not remedied the breach within 15 days of being served with notice of the failure.[41]At paragraph 20 of the Particulars of Claim it is pleaded that clause 12.6 of the Renault/Dacia Agreements provided that access to the Information Systems, including Renault.Net/Dacia.Net “shall cease at the date of termination” of the Agreements under clause 19. It is then said that as a result “Renault and Dacia were expressly and/or impliedly obliged to make available the Information Systems, including Renault.Net/Dacia.Net, which MMBL had paid for on an annual basis and on which MMBL relied, until termination of the agreements”.[42]There were like express terms in the Nissan Agreement and it is alleged by MMBL a like implied term as to those set out in paragraphs 38 and 39 above.[43]Termination of the Nissan Agreement was possible by either party on 24 months’ written notice expiring at any time. There is no equivalent pleading to that at paragraph 20 of the Particulars of Claim as regards Nissan.[44]The Particulars of Claim plead the events of 24, 25 and 27 November 2021 and the unsuccessful attempts by Mr Mackie to obtain restoration of the system access as amounting to repudiatory breaches of each of the Renault, Dacia and Nissan Agreements, which MMBL accepted, as demonstrated by the sale of MMBL’s premises to Parks at an undervalue on 7 February 2022.[45]Causation, loss and damage are pleaded at paragraph 56 of the Particulars of Claim (against all three Defendants). The loss and damage is said to comprise:
“56.1. the profit MMBL would have made in continuing to operate its business between 24 November 2021, the date on which any of the Services were first withdrawn, and 24 November 2023, the earliest date on which any period of reasonable notice of termination would have expired; or “56.2. the difference in value between what MMBL received for the sale of its premises to Parks of Hamilton and the value MMBL would have received in an open market sale of its premises and business before, on, or after 24 November 2023 following the proper notice period (i.e. had 24 months been given to MMBL on the date services were first withdrawn by Renault and Nissan) in the Renault and Nissan Agreements.”
At one stage in his submissions, Mr Nash suggested the “or” between the two sub-paragraphs should be an “and”. It does not matter for the purposes of the applications I have to determine.[46]While this is not quantified in the Particulars of Claim, it has been pleaded in the Negligence Claim referred to at paragraph 60 below. What is sought by way of damages is the value of the lost opportunity to recover damages from RCI, Renault and Nissan estimated at in excess of £18 million.[47]In addition to the claims against Renault and Nissan, the Particulars of Claim advances two distinct claims against RCI.[48]The first is a claim that RCI procured or induced the repudiatory breaches by Renault and Nissan. The pleading sets out the basis for those allegations, including the “incorrect and unreasonable view that MMBL was engaged in money laundering”. It also pleads some internal RCI meetings as well as meetings which took place between RCI and representatives of Renault, Dacia and Nissan. While this is denied in the Defence, it was not suggested by Mr Peters KC that this is an issue which could only be resolved at trial.[49]The second is a claim for breach of the UVSA. Under that agreement, in broad terms RCI appointed MMBL as its agent to purchase used vehicles and stock, which was to be bailed and sold to MMBL by RCI. MMBL would pay the seller’s invoice, then send RCI a reimbursement invoice. RCI would pay MMBL’s invoice less an initial payment amount and a transaction charge. RCI would then sell the stock to MMBL. On or before the day of payment of the reimbursement invoice, RCI would issue a sales invoice to MMBL showing the initial payment amount and the deferred payment amount. MMBL would pay the initial payment amount on the day the sales invoice was issued. The deferred payment amount was due upon expiry of the bailment and deposit of the stock. That bailment and deposit would expire upon one of a number of occurrences, mainly on a sale or hire or other disposal of the stock by MMBL to a customer. Once MMBL paid the deferred payment amount, title to the stock would vest in MMBL, so that it could pass title to the relevant customer as appropriate.[50]Upon termination of the UVSA, which would be on seven days’ written notice by either party, RCI was entitled to demand payment of all of the deferred payments and to take possession of stock in respect of which the deferred payments had not been made. If RCI took possession of the stock, it was obliged to use all reasonable endeavours to sell the stock and give MMBL credit for the net proceeds of sale after discharging any debts due to it from MMBL, which would include any unpaid deferred payments.[51]Paragraph 45 of the Particulars of Claim alleges there were two implied terms of the UVSA, namely:
“45.1. RCI would make available all database and platform services necessary to enable MMBL to comply with its contractual obligations under the UVSA, including making relevant payments pursuant to the UVSA. 45.2. Insofar as RCIFS took possession and sold the Stock pursuant to clause 14.2, it would use reasonable endeavours to obtain a fair market value for the Stock.”
[52]It then goes on to plead the events of 24 November 2021, shutting down MMBL’s access to the “Traffic System” which it said prevented MMBL from paying off the amounts owed under the UVSA for the used vehicle stock and that RCI refused to respond or co-operate with MMBL as to finding alternative ways of paying the deferred payment amounts. Rather, RCI served its 7-day termination notice under the UVSA.[53]In paragraphs 49 to 53 of the Particulars of Claim, it is pleaded that RCI made it plain it would not sign off on the sale by MMBL to Parks unless MMBL handed back to RCI the stock, which resulted in MMBL agreeing to hand it back for fear of losing the sale to Parks. The stock was collected on 17 December 2021 and RCI then sold the stock to Parks. RCI did not account to MMBL for the initial payment amounts that had been paid by MMBL to RCI and MMBL infers that either RCI sold the stock at below market price and took no or no reasonable steps to achieve fair market value, simply selling it at prices to discharge the amounts outstanding or, if RCI did sell at a price higher than the outstanding finance, it failed to account to MMBL for the initial payment amounts for such stock. This is pleaded as a breach of the UVSA including the implied terms. There is also a plea for equitable relief from forfeiture of its initial payment amounts towards the stock collected by RCI on 17 December 2021 although this did not feature in the oral arguments before me.[54]As to causation loss and damage, in respect of RCI’s procurement or inducement of Renault and Nissan’s breaches of contract, the same loss is sought in paragraph 56 of the Particulars of Claim, which I have quoted above.[55]As to the claims in respect of the UVSA, a sum of approximately £600,000 is sought, being the initial payment amounts made by MMBL in respect of the stock collected by RCI on 17 December 2021 and the difference between the deferred payment amounts and other amounts owed to RCI and the amount RCI would have achieved on a sale had it sold the stock at fair market price.[56]Renault, Nissan and RCI served their Defence and Counterclaim on 18 September 2025 in which they asserted that MMBL’s claim should be struck out as an abuse.[57]They also pleaded at paragraph 3 that:
“3.1. MMBL has no arguable claim to recover the damages identified in paragraph 56: (1) In the [Previous] Claim, it was MMBL’s own case (as confirmed by Mr Mackie in statements verified with a statement of truth) that RCI either (a) withdrawing the credit line which it provided to MMBL to purchase cars, and car parts (Dealer Finance); or (b) refusing to provide further finance to customers of MMBL who wished to buy new or used cars from it (Customer Finance), would have been fatal to its business, and each such action would therefore have been sufficient to force MMBL to sell its business to Parks (the Parks Sale). (2) The CoA Judgment confirms that RCI had an unfettered contractual right to do both these things – which it did (a) by serving notices terminating its various contracts with MMBL on 7 December 2021; and (b) refusing to provide any Customer Finance to MMBL’s customers from around that date. (3) The essence of the complaint in the POC is that MMBL was wrongfully deprived of access to the platform services. However, those services were systems which facilitated MMBL acting as a Renault/Nissan dealer and service centre – a business which, by its own admission, MMBL was prevented from carrying on by RCI’s lawful withdrawal of Dealer Finance and Customer Finance. (4) The sole effective cause of any losses arising from disruption to MMBL’s business was therefore a lawful exercise by RCI of its contractual rights.”
[58]Further, Renault and Nissan denied the existence of the implied terms relied upon; RCI denied that it procured or induced any breaches of the Dealership Agreements, asserting it had no knowledge of the alleged implied terms; and RCI denied there were any implied terms in the UVSA or that they breached them.

The Application

[59]The Application The Defendants relied on the witness statement of Benjamin Sigler of SH dated 18 February 2026 in support of their application. He set out the history of the Previous Claim. On 30 May 2025 the solicitors for MMBL, MILS Legal Ltd (“MILS”) sent a letter before action in relation to this claim. SH responded on 16 June 2025 making it clear that any such claim would amount to a Henderson v. Henderson abuse.[60]Mr Sigler noted that MMBL and its director, Mr Mackie, have brought a professional negligence action (“the Negligence Claim”)against their former solicitors, Freeths LLP, in relation to their representation in the Previous Claim, alleging that Freeths acted negligently and in breach of its duties by failing to identify, advise upon, or pursue certain claims including the claims which form the subject of the Current Action.[61]Mr Sigler set out the basis for the arguments in support of the Application, but as these have been set out in more detail in the written and oral submissions of the parties, I will deal with those in that context.[62]In response, MMBL served 3 witness statements, one from Mr Mackie dated 27 February 2026, one from Mr Blair, head of the commercial department at MILS, dated 26 February 2026 (which sought to answer the submissions made by Mr Sigler) and one dated 26 February 2026 from Kenneth Banks, a former employee of RCI who in that capacity had worked with MMBL and Mr Mackie for about 20 years.[63]In Mr Mackie’s witness statement he addressed what he had said in his witness statement of 15 December 2021 which had been relied upon before HHJ Saffman. He explained that it was his genuine and honest belief that no Renault or Nissan franchised dealer could viably operate without access to RCI Financial Services’ dealer and customer finance facilities. He said he now understands that his belief at the time was not accurate. He set out how, following his loss in the Court of Appeal in May 2023, several large, highly successful operators within the Renault and Nissan franchise networks had reached out to him and explained that they were not reliant on finance from RCI. He identified a couple who had established relationships which allowed them to bypass RCI.[64]At paragraph 14 Mr Mackie says:
“I subsequently became aware that alternative funding arrangements were readily available in the open market, which could have offered competitive— potentially more competitive—terms than RCI. MMBL was a highly profitable, creditworthy business with a robust balance sheet. We already had relationships with, and could have expanded facilities via, independent finance providers such as Santander and Northridge Finance. I had not previously explored this possibility because, again, I had been conditioned over the years to believe, based on communications with the Defendants, that manufacturer-backed RCI finance packages were uniquely competitive and structurally superior. I now know that was simply not true.”
[65]He also pointed to correspondence from SH on behalf of RCI dated 13 December 2021, namely before the hearing before HHJ Saffman, in which SH had said:
"Given your client's creditworthiness . . . it is entirely clear that it has performed, and will continue to be able to perform, its obligations pursuant to the Dealer Agreements, utilising alternative financing and/or utilising its own substantial financial resources."
[66]He then went on to assert that given that alternative financing solutions were available the real cause of the collapse of MMBL was the inability to log into the manufacturers’ portals, which was the result of the actions between 24 and 27 November 2021, i.e. the repudiatory breaches by Renault and Nissan.[67]As to RCI’s actions, Mr Mackie set out in some detail why there was no money laundering involved in the loans to the Ukrainian entities. He maintained his position that there was no basis for RCI filing the SAR. Further, he said that MMBL are now in possession of highly material new evidence which was not available at the time of the Previous Claim, because Mr Banks came forward in late 2023 and provided evidence as to what was happening internally at RCI in November 2021, which was coercion of Renault and Nissan to shut MMBL down. He also relied on a discussion between his local MP and Alice Altemaire, RCI’s Chief Executive Officer, which he suggested proves that RCI shut down MMBL based on its misinterpretation of the law, interpreting NCA’s silence in response to the SAR as a strict legal prohibition to trade. He claimed he could not have pleaded a claim against RCI for procurement or inducement of breach of the Dealership Agreements in the Previous Claim because RCI had actively concealed its coercion of Renault and Nissan. He only became aware of this once Mr Banks contacted him, which was a number of months after the Court of Appeal hearing.[68]In his witness statement, Mr Banks sets out details of the relationship he had as an employee of RCI with MMBL and Mr Mackie. It is clear that he held both in high regard. He came forward after he heard that MMBL had lost in the Court of Appeal, because he was appalled at the conduct of RCI.[69]He first became aware of a potential money laundering issue in September/October 2021. He said that those above him in RCI seemed simply to accept that MMBL and/or Mr Mackie were guilty of money laundering based on a report made by an RCI employee, Jean Summers. He said that no one challenged the report or seemed to understand the way that the NCA worked in connection with such matters. He recorded that there were daily meetings with the team dealing with this issue, which all proceeded on the basis that the money laundering had been made out and that there was a commercial requirement “to terminate MMBL as a business”. He said that in one meeting early on in the process, Clive Moore, RCI’s Chief Risk Officer instructed everyone “let’s go get this bastard”. At another meeting, Ms Altemaire said that Renault and Nissan “needed to be brought onside with RCI’s drive to terminate MMBL and Kevin Mackie”. He said that Renault were not convinced that MMBL were money laundering or that RCI were justified in their actions.[70]In paragraph 12 of his witness statement, Mr Banks said:
“I was aware that Alice Altemaire and Lee Wheeler met with both Renault and Nissan around the third week of November to persuade them to stop supply and come ‘on side’ to RCI’s thinking. Geographically we are all on the same site, so it was easy for them to meet in person. That said, I know that there were a number of email exchanges between RCI and Renault and Nissan as well as emails setting up meetings. There was also a substantial amount of emails between RCI and Parks, the incumbent.”
[71]He claimed that RCI had a strong focus on the logistics of, and planning, the termination of all MMBL contracts, influencing Renault and Nissan to follow suit and shut off MMBL’s access to financial and operational systems.[72]Mr Sigler put in a witness statement dated 20 March 2026 in reply to the statements of Mr Mackie and Mr Blair (not in response to Mr Banks’ statement). He pointed out that Mr Mackie’s evidence as to available alternative financing is contrary not only to the initial witness statement in the Previous Claim, but also his fourth witness statement in that claim dated 1 July 2022, just prior to the hearing before Mr Gleeson. In that witness statement, Mr Mackie had said:
“[a]s I set out in paragraphs 49 to 54 of my first witness statement, this financing is provided on favourable terms to enable MMBL to acquire the stock required to fund MMBL’s operations as a franchised dealership. Equivalent Dealer Financing is simply not available from alternative finance houses and, without the provision of the Dealer Financing from RCI, MMBL would not be able to perform its obligations under the Dealership Agreements”
(emphasis added).[73]He also pointed out that in the Previous Claim, Mr Mackie’s position was also supported by Mr Potter, the former regional director at Renault who said: “I would consider it impossible for a Renault dealership without the backing of RCI to operate on a competitive level with any Retailer. During my employment with Renault …, I am not aware of a single Retailer that has operated without the backing and funding of RCI”.[74]Finally, Mr Sigler highlighted some of the submissions made by MMBL’s former leading counsel in the Court of Appeal, including one that RCI was wholly owned by Renault and “in simple terms can be viewed as the alter ego of the manufacturers”.

Legal Principles

[75]Legal Principles The parties each referred to a number of authorities on the modern day approach to Henderson v. Henderson abuse of process, in particular to the speech of Lord Bingham of Cornhill in the House of Lords in Johnson v Gore Wood & Co [2002] 2 AC 1 30H-31F. Despite this statement from the highest authority, there have been a lot of cases subsequently in the Court of Appeal on this topic. The following are in my judgment the passages in the judgments most relevant to the case before me.[76]In Henderson v Henderson (1843) 3 Hare 100, Wigram V-C said (at 114):
“In trying this question I believe I state the rule of the Court correctly when I say that, where a given matter becomes the subject of litigation in, and of adjudication by, a court of competent jurisdiction, the Court requires the parties to that litigation to bring forward their whole case, and will not (except under special circumstances) permit the same parties to open the same subject of litigation in respect of matter which might have been brought forward as part of the subject in contest, but which was not brought forward, only because they have, from negligence, inadvertence, or even accident, omitted part of their case. The plea of res judicata applies, except in special cases, not only to points upon which the Court was actually required by the parties to form an opinion and pronounce a judgment, but to every point which properly belonged to the subject of litigation, and which the parties, exercising reasonable diligence, might have brought forward at the time.”
[77]In Johnson v Gore Wood & Co [2002] 2 AC 1 Lord Bingham (with whom the majority of their Lordships expressly agreed on this point) said (at 30H-31F):
“Henderson v. Henderson abuse of process, as now understood, although separate and distinct from cause of action estoppel and issue estoppel, has much in common with them. The underlying public interest is the same: that there should be finality in litigation and that a party should not be twice vexed in the same matter. This public interest is reinforced by the current emphasis on efficiency and economy in the conduct of litigation, in the interests of the parties and the public as a whole. The bringing of a claim or the raising of a defence in later proceedings may, without more, amount to abuse if the court is satisfied (the onus being on the party alleging abuse) that the claim or defence should have been raised in the earlier proceedings if it was to be raised at all. I would not accept that it is necessary, before abuse may be found, to identify any additional element such as a collateral attack on a previous decision or some dishonesty, but where those elements are present the later proceedings will be much more obviously abusive, and there will rarely be a finding of abuse unless the later proceeding involves what the court regards as unjust harassment of a party. It is, however, wrong to hold that because a matter could have been raised in early [sic] proceedings it should have been, so as to render the raising of it in later proceedings necessarily abusive. That is to adopt too dogmatic an approach to what should in my opinion be a broad, merits-based judgment which takes account of the public and private interests involved and also takes account of all the facts of the case, focusing attention on the crucial question whether, in all the circumstances, a party is misusing or abusing the process of the court by seeking to raise before it the issue which could have been raised before. …While the result may often be the same, it is in my view preferable to ask whether in all the circumstances a party's conduct is an abuse than to ask whether the conduct is an abuse and then, if it is, to ask whether the abuse is excused or justified by special circumstances. Properly applied, and whatever the legitimacy of its descent, the rule has in my view a valuable part to play in protecting the interests of justice.”
(emphasis added)[78]In the same case, Lord Millett said at pages 59-60: “It is one thing to refuse to allow a party to relitigate a question which has already been decided; it is quite another to deny him the opportunity of litigating for the first time a question which has not previously been adjudicated upon. This latter (though not the former) is prima facie a denial of the citizen’s right of access to the court conferred by the common law and guaranteed by article 6 of the Convention for the Protection of Human Rights and Fundamental Freedoms. While, therefore, the doctrine of res judicata in all its branches may properly be regarded as a rule of substantive law, applicable in all save exceptional circumstances, the doctrine now under consideration can be no more than a procedural rule based on the need to protect the process of the court from abuse and the defendant from oppression. In Brisbane City Council v Attorney General for Queensland [1979] AC 411, 425 Lord Wilberforce, giving the advice of the Judicial Committee of the Privy Council, explained that the true basis of the rule in Henderson v Henderson 3 Hare 100 is abuse of process and observed that it ‘ought only to be applied when the facts are such as to amount to an abuse: otherwise there is a danger of a party being shut out from bringing forward a genuine subject of litigation’. There is, therefore, only one question to be considered in the present case: whether it was oppressive or otherwise an abuse of the process of the court for Mr Johnson to bring his own proceedings against the firm when he could have brought them as part of or at the same time as the company’s action. This question must be determined as at the time when Mr Johnson brought the present proceedings and in the light of everything that had then happened. There is, of course, no doubt that Mr Johnson could have brought his action as part of or at the same time as the company’s action. But it does not at all follow that he should have done so or that his failure to do so renders the present action oppressive to the firm or an abuse of the process of the court. As May LJ observed in Manson v Vooght [1999] BPIR 376, 387, it may in a particular case be sensible to advance claims separately. In so far as the so-called rule in Henderson v Henderson suggests that there is a presumption against the bringing of successive actions, I consider that it is a distortion of the true position. The burden should always rest upon the defendant to establish that it is oppressive or an abuse of process for him to be subjected to the second action.” (Original emphasis.)[79]In Dexter v Vlieland-Boddy [2003] EWCA Civ 14 , Clarke LJ (as he then was, with whom Scott Baker LJ agreed) summarised the principles to be derived from the authorities (which were endorsed by Thomas LJ in Aldi Stores v WSP Group [2008] 1 WLR 748 at [6]), including Johnson v Gore-Wood as follows: “49. …50. Proposition ii) above seems to me to be of importance because it is one thing to say that A should bring all his claims against B in one action, whereas it is quite another thing to say that he should bring all his claims against B and C (let alone against B, C, D, E, F and G) in one action. There may be many entirely legitimate reasons for a claimant deciding to bring an action against B first and, only later (and if necessary) against others.51. Those reasons include, for example, the cost of proceeding against more than one defendant, especially where B is apparently solvent and the case against B seems stronger than against others. More defendants mean more lawyers, more time and more expense. This is especially so in large commercial disputes. It by no means follows that either the public interest in efficiency and economy in litigation or the interests of the parties, including in particular the interests of C, D and E, is or are best served by one action against them all.52. It seems to me that the courts should be astute to ensure that it is only in a case where C can establish oppression or an abuse of process that a later action against C should be struck out. I could not help wondering whether the defendants in this case would have given their lawyers the same instructions on the question whether they should have been sued in the first action if they had been asked before that action began as they have given now that a later action has been begun.53. It is clear from the speeches of both Lord Bingham and Lord Millett that all depends upon the circumstances of the particular case and that the court should adopt a broad merits based approach, but it is likely that the most important question in any case will be whether C, D, E or any other new defendant in a later action can persuade the court that the action against him is oppressive. It seems to me to be likely to be a rare case in which he will succeed in doing so.” i) Where A has brought an action against B, a later action against B or C may be struck out where the second action is an abuse of process. ii) A later action against B is much more likely to be held to be an abuse of process than a later action against C. iii) The burden of establishing abuse of process is on B or C or as the case may be. iv) It is wrong to hold that because a matter could have been raised in earlier proceedings it should have been, so as to render the raising of it in later proceedings necessarily abusive. v) The question in every case is whether, applying a broad merits based approach, A’s conduct is in all the circumstances an abuse of process. vi) The court will rarely find that the later action is an abuse of process unless the later action involves unjust harassment or oppression of B or C.[80]In Stuart v Goldberg Linde [2008] 1 WLR 82, Lloyd LJ, having quoted the above passages from Lords Bingham and Millett, said at [24] that the power to strike out is discretionary, but that either the proceedings are an abuse of process or they are not. “It could not be right to strike the case out on this ground, unless the court is satisfied that the claim is an abuse of process, and if the court were so satisfied, it would only be in very unusual circumstances that it would not strike the claim out.”[81]At [65] Lloyd LJ said: “The cases on this aspect of abuse of process include many reminders that a party is not lightly to be shut out from bringing before the court a genuine cause of action. That point is now underwritten by article 6 of the Convention for the Protection of Human Rights and Fundamental Freedoms, but I do not think that this article changes English domestic law at all. It is consistent with the article to allow the court to strike out a claim which is an abuse of the process, but at common law it must be clearly shown to be an abuse before it can be struck out. The court must consider critically any suggestion that a particular cause of action should not be allowed to be asserted because of the bringing of other proceedings based on a different claim. The typical example of abuse is where the claimant is really trying to relitigate a claim or contention already unsuccessfully advanced. A good example of that is Manson v Vooght [1999] BPIR 376. The principle is not, of course, limited to cases where the earlier proceedings were unsuccessful. But the present case is not an example of relitigating the subject matter of a previous claim, despite the overlap between the evidence relevant to the respective claims.[82]Sir Anthony Clarke MR (as he then was, agreeing with Lloyd LJ) said at [79]:
“I agree that the question in a case of this kind is whether the second set of proceedings is an abuse of process and that that question must be decided by the application of the principles set out in Johnson v Gore Wood & Co [2002] 2 AC 1. Thus, as Lord Bingham of Cornhill observed, the crucial question is whether, in all the circumstances, a party is misusing or abusing the process of the court by seeking to raise before it an issue which could have been raised before. The burden is on the party asserting the abuse to establish it. Moreover, as Lord Bingham put it, there will rarely be a finding of abuse unless the later proceedings involve what the court regards as the unjust harassment of a party. There may be such harassment if, as Wigram V-C put it in the passage from Henderson v Henderson 3 Hare 100, 115 quoted by Lloyd LJ at para 25, a party fails to rely upon a point which properly belonged to the first litigation and which, with reasonable diligence, he might reasonably have brought forward at the time. However, the question must be resolved by a consideration of all the circumstances of the case.”
[83]In Outotec (USA) Inc v MW High Tech Projects UK Ltd [2024] 4 WLR 85 , CA, Coulson LJ (with whom Arnold and Stuart-Smith LJJ agreed) reviewed all the cases, and said:
“53. The applicable principles of law relating to an application to strike out for abuse of process can, therefore, be summarised as follows: 1 Although historically it was said that, absent special circumstances, a second claim could not be brought if it could have been brought in earlier proceedings (Henderson v Henderson), that is too dogmatic an approach (Johnson v Gore Wood). 2 Instead, what is required is “a broad merits-based judgment which takes account of the public and private interests involved and all the facts of the case, focussing attention on the crucial question whether, in all the circumstances, a party is misusing or abusing the process of the court by seeking to raise before it the issue which could have been raised before” (Johnson v Gore Wood). 3 The burden rests on the defendant to establish that it is an abuse of process for them to be subjected to the second action (Johnson v Gore Wood, Michael Wilson). Because the focus is on abuse, it will be rare for a court to find that a subsequent action is an abuse unless it involves “unjust harassment or oppression” (Lord Clarke MR in Dexter and Lloyd LJ in Stuart v Goldberg Linde). Putting the same point another way, the courts will not lightly shut out a genuine claim unless abuse of process can clearly be made out (Lloyd LJ in Stuart v Goldberg Linde, and Simon LJ in Michael Wilson). 4 In ongoing litigation, a party who realises that he may have connected claims which are not currently pleaded must follow the Aldi guidelines, and at least raise with the court the existence of such new claims. A breach of those guidelines will give rise to a “high risk” that the second action will be found to be an abuse of process (Stuart v Goldberg Linde) and will always be a relevant factor to be taken into account in any application to strike out (Gladman). 5 However, a breach of the Aldi guidelines does not automatically mean that the second action is an abuse of process and will be struck out. The Aldi guidelines are simply one facet of the broad merits-based evaluation (Okritie). 6 A decision as to whether a claim is an abuse of process is not a matter of discretion, but the decision will turn on an evaluation which is ‘very similar’ to the balancing exercise undertaken when a judge exercises his or her discretion (Aldi, Stuart v Goldberg Linde). 7 That evaluation must consider, not only whether there has been a misuse of the court’s process, oppression or harassment (Dexter), but also the causative effect of the failure to follow the Aldi guidelines (Otkritie). This may involve, for example, consideration of hypothetical consequences and possible case management outcomes (Barrow, Otkritie). 8 The evaluation will also consider the public interest, as set out in Johnson v Gore Wood and Aldi, which is unchanging from case to case (the efficient use of court resources, the needs of other users, finality etc.), and the legitimate private interests involved, which will always vary, depending on the particular facts. This may therefore involve a consideration of the consequences of striking out or not, in a broadly similar way to the third part of the test in Denton. 9 This court will be reluctant to interfere in the evaluation carried out by the judge at first instance, and will only do so if the judge took account of something he or she should not have done, failed to take into account something he or she should have done, erred in principle, or reached a conclusion that was so perverse as to be “plainly wrong” (Aldi, Stuart v Goldberg Linde).”
[84]I was also referred by the Defendants to the decisions in BCLI v Commissioner of Police for the Metropolis [2024] EWHC 3018 (KB), Barker v Baxendale Walker [2018] EWHC 1681 (Ch), and Archibald v East Sussex County Council [2026] EWHC 732 (KB) as examples of cases where the court had struck out claims as being an abuse of process and to Wain v. F Sherwood & Sons Transport Ltd [1999] PIQR P15 for the proposition that a party cannot contend that its failure to take a point was attributable to negligence on the part of its solicitors.[85]MMBL referred me to the decisions in Glauser International SA v. Khan (t/a Khan Design Consultants) [2002] CLC 958 at [18], Michael Wilson & Partners v. Sinclair [2017] 1 WLR 1289 at [48(5)] and [100], Playboy Club London Limited v. Banca Nazionale Del Lavaro SpA [2018] EWCA Civ 205, Mansing Moorjani v. Durban Estates [2019] EWHC 1229 TCC, Orji v. Nagra [2023] EWCA Civ 1289 at [56], and Test Claimants in the FII Group Litigation v. Revenue and Customs Commissioners [2021] UKSC 31 at [77].[86]I have reread each of these authorities cited by the parties for the purposes of preparing this judgment and have had regard to, but do not need to set out the excerpts relied on.[87]As to the application for summary judgment, the principles were set out in the very oft quoted and approved judgment of Lewison J (as he then was) in Easyair Ltd v Opal Telecom Ltd [2009] EWHC 339 (Ch) at [15]:
“The correct approach on applications by defendants is, in my judgment, as follows: i) The court must consider whether the claimant has a “realistic” as opposed to a “fanciful” prospect of success: Swain v Hillman [2001] 2 All ER 91; ii) A “realistic” claim is one that carries some degree of conviction. This means a claim that is more than merely arguable: ED & F Man Liquid Products v Patel [2003] EWCA Civ 472 at [8]; iii) In reaching its conclusion the court must not conduct a “mini-trial”: Swain v Hillman; iv) This does not mean that the court must take at face value and without analysis everything that a claimant says in his statements before the court. In some cases it may be clear that there is no real substance in factual assertions made, particularly if contradicted by contemporaneous documents: ED & F Man Liquid Products v Patel at [10] v) However, in reaching its conclusion the court must take into account not only the evidence actually placed before it on the application for summary judgment, but also the evidence that can reasonably be expected to be available at trial: Royal Brompton Hospital NHS Trust v Hammond (No 5) [2001] EWCA Civ 550; vi) Although a case may turn out at trial not to be really complicated, it does not follow that it should be decided without the fuller investigation into the facts at trial than is possible or permissible on summary judgment. Thus the court should hesitate about making a final decision without a trial, even where there is no obvious conflict of fact at the time of the application, where reasonable grounds exist for believing that a fuller investigation into the facts of the case would add to or alter the evidence available to a trial judge and so affect the outcome of the case: Doncaster Pharmaceuticals Group Ltd v Bolton Pharmaceutical Co 100 Ltd [2007] FSR 63; vii) On the other hand it is not uncommon for an application under Part 24 to give rise to a short point of law or construction and, if the court is satisfied that it has before it all the evidence necessary for the proper determination of the question and that the parties have had an adequate opportunity to address it in argument, it should grasp the nettle and decide it. The reason is quite simple: if the respondent's case is bad in law, he will in truth have no real prospect of succeeding on his claim or successfully defending the claim against him, as the case may be. Similarly, if the applicant's case is bad in law, the sooner that is determined, the better. If it is possible to show by evidence that although material in the form of documents or oral evidence that would put the documents in another light is not currently before the court, such material is likely to exist and can be expected to be available at trial, it would be wrong to give summary judgment because there would be a real, as opposed to a fanciful, prospect of success. However, it is not enough simply to argue that the case should be allowed to go to trial because something may turn up which would have a bearing on the question of construction: ICI Chemicals & Polymers Ltd v TTE Training Ltd [2007] EWCA Civ 725.”

The Submissions

[88]Mr Peters on behalf of the Defendants submitted that the Current Action is based on the same facts as the Previous Claim. There are no facts pleaded in the Particulars of Claim in the Current Action which were not pleaded in the DAPOC in the Previous Claim as regards Renault and Nissan. Whereas in the Previous Claim MMBL had relied on both the deprivation by RCI of financial support and having had its access to systems cut off, in this action MMBL alleges wrongdoing in relation to denial of access to the systems. The only difference, he asserted, is that the facts are now subjected to a different legal analysis. The allegation of there being an “umbrella agreement” to which all of RCI, Renault and Nissan were parties has been replaced with allegations that the Dealership Agreements contained implied terms requiring Renault and Nissan to maintain MMBL’s access to the systems, that Renault and Nissan breached those terms and that RCI induced or procured those breaches. He took me through the pleadings in the Previous Claim in some detail to seek to make this submission good. It was clear from that analysis that all of the system services which are complained about in the Current Action as having been denied to MMBL in late November 2021 are included in what was complained about in the Previous Claim, although the Current Action complains about fewer of the system services. Among other matters, he pointed out that the loss claim is reproduced almost word for word in the Current Action.[89]Mr Peters submitted that if the Current Action had only been brought against Renault and Nissan and not RCI, that would still amount to a Henderson v. Henderson abuse even though they were never actually joined to the Previous Claim. MMBL did seek to bring a claim against Renault and Nissan for precisely the same losses as are now claimed in these proceedings. It failed to do so because the court concluded those claims were hopeless on their merits against all actual and proposed defendants, including Renault and Nissan, and that the position is therefore identical in substance to one in which Renault and Nissan were named as parties to the Previous Claim from the outset, only for the claims against them then to be struck out on their merits.[90]Mr Peters further submitted that MMBL’s argument that it has new evidence, which it alleges sheds light on the extent to which RCI was pressing Renault and Nissan to cut off MMBL’s access to the systems, is a hopeless one, including because in the Previous Claim it had been asserted that all of the Defendants were responsible for(a) cutting off MMBL’s access to the systems and(b) stopping all orders by, and deliveries to, MMBL of cars and parts. He took me to passages in the submissions made on behalf of MMBL in the Court of Appeal where it was submitted that RCI was the marketing/accounts function of Renault. The claim made was that RCI was primarily responsible for the conduct of every aspect of Renault and Nissan’s compliance with their obligations under the Dealership Agreements. It was therefore open to MMBL to have alleged that RCI induced or procured Renault and Nissan to act as they did, and it could and should have been done in the Previous Claim. He classified the “new” evidence as being further evidence which provides incremental additional support for the factual case which it could and should have run in the Previous Claim.[91]This is therefore what he described as a paradigm example of Henderson v. Henderson abuse. It is the same claim in new clothing in circumstances where the only explanation for why the clothing was not adopted previously appears to be negligence. While acknowledging that it is not a precisely analogous case, he referred to the recent decision in Finnan v. Charles Russell Speechlys LLP (supra) as an example of the court’s justified intolerance of parties seeking to relitigate proceedings which have been dismissed, even if that dismissal occurs at an early stage of proceedings (and by reference to the adequacy of the party's pleaded case).[92]As to the claim in respect of the UVSA, while he accepted that it was “to some extent” a new claim, in that it involves allegations of primary fact relating to RCI’s dealings with the vehicles which were not expressly pleaded in the Previous Claim, he submitted that this was also a claim which could and should have been brought in the Previous Claim. It is an alternative claim, although not pleaded as such, as the principal claim presupposes the vehicles were still available. The alleged wrongful disposal of the vehicles formed an integral part of the allegations as breaches of the UVSA in the Previous Claim. But even if it was entirely self-contained it was an allegation which should have been brought then in light of the common underlying factual matrix.[93]As to the issue of causation, Mr Peters submitted that in light of the stance taken in the Previous Claim as to how access to the finance provided by RCI was essential to the viability of MMBL’s dealership and that there was no way of replacing RCI with an alternative finance provider who was prepared to offer equivalent and commercially viable financial terms, such that injunctive relief was necessary to require RCI to continue providing such finance, MMBL’s Current Action cannot succeed on grounds of causation. He cited in his Skeleton Argument a number of passages in the evidence in the Previous Claim to the effect that without the financing of RCI, the business of MMBL was not capable of being maintained. Given that there was no basis for saying that RCI was obliged to continue providing finance (as confirmed by the Court of Appeal), the denial of access to the systems is not what caused MMBL’s business to fail but rather the lack of finance. He pointed out that prior to the withdrawal of finance, MMBL had managed to put in place workarounds by using Parks to place and receive some orders, thus demonstrating that it was the withdrawal of finance which was the operative cause of the sale. Accordingly, any losses were not down to the alleged breaches of the implied terms or RCI’s alleged procurement of such breaches, but were down to the completely lawful withdrawal of finance.[94]It is said that it was not open for MMBL to perform this volte face to allege that it was the withdrawal of the access to the systems which led to the collapse of MMBL’s business. One of the matters identified by the Defendants is that in the Negligence Claim, one of the allegations is that the former solicitors “persistently misunderstood or ignored that alternative funding was available”. This, it is said, can only fairly be read as a criticism of those solicitors for failing to understand MMBL’s instructions as to the availability of finance, which is irreconcilable with the allegation made in the Current Action that it was itself unaware of the availability of alternative finance at the time of the Previous Claim.[95]Mr Peters also submitted that because the sale to Parks had happened, the fact that alternative finance might have been available is wholly irrelevant. Even had there been alternative finance available, Mr Mackie’s evidence on this application is that that was not known to him at the time. Therefore, the fact that he caused the sale of MMBL’s assets to Parks defeats any arguments he has as to causation of the loss said to have been incurred.[96]For MMBL, Mr Nash argued that the Current Action against Renault and Nissan is not a Henderson v. Henderson abuse of process, which he submitted was a tightly circumscribed tool. He submitted that the correct test is whether, on a broad, merits-based assessment, the current claim is abusive, and that usually requires harassment or oppression. He properly accepted that it could arise as a result of an interlocutory decision, such as an application to amend or an application to strike out or an application for summary judgment. However, he submitted that the fact that no trial has taken place is relevant to the court’s broad merits-based assessment because the earlier proceedings involved less use of court time and expense to the parties and there is a low risk of prejudice from irreconcilable judgments.[97]While the Current Action is concerned with broadly the same subject matter as the Previous Claim, the causes of action pleaded are legally and factually different. The claims against Renault and Nissan are for repudiatory breaches of implied terms of the Dealership Agreements (not any umbrella agreement) and that against RCI is for tortious inducement of the breaches and RCI’s own distinct breaches of the UVSA. These are not issues, save as to the question of causation, which the Defendants suggest are legally incoherent or factually unarguable.[98]He submitted that there was no evidence from the Defendants that they were being “unjustly harassed” or “oppressed”. Neither Renault nor Nissan were ever parties to the Previous Claim, so neither could be said to be being vexed twice. Had permission for the DAPOC been granted, they would have been joined as parties to the Previous Claim, but it was not. Therefore, they were never parties to that claim. They were not represented at any of the hearings before HHJ Saffman, Mr Gleeson or the Court of Appeal. That is, he submitted, a “powerful factor in the application of the broad merits-based assessment” (quoting from Aldi Stores at [10]). He also relied on what Clarke LJ has to say in the Dexter v. Vlieland-Boddy case (supra) at [53] that it will be a rare case that a party who was not a defendant to the earlier action will succeed in persuading the court that the later action against him is oppressive. While the fact that the Current Action is brought against different defendants is not an absolute bar to engaging Henderson v. Henderson abuse arguments, he submitted that the fact that no court has adjudicated, even on a summary basis, on the question of whether Renault and Nissan had acted in repudiatory breach of the Dealership Agreements, meant that MMBL should not be shut out from bringing before the court a genuine cause of action.[99]MMBL describe the Previous Claim as having alleged a legally contrived relational umbrella agreement which was held to be unsupported by the facts. The underlying premise was that RCI were obliged to provide MMBL with finance and was not entitled to terminate the financing on 7-day’s notice. Mr Nash took me through the DAPOC in some detail. He pointed out that there was no tortious claim advanced in the DAPOC. He submitted that the tortious claim of inducing a breach of contract was very different to a claim that a party breached contractual obligations of its own. There was no claim against RCI for the sale of vehicles at an undervalue in breach of the UVSA. The claim in the DAPOC was also based on Mr Mackie’s genuine and honest belief that the cause of MMBL’s destruction was the withdrawal of RCI funding.[100]While both Mr Gleeson and the Court of Appeal rejected the umbrella agreement analysis, they did so on the basis that the umbrella agreement was unarguable, there was no intention to create legal relations and no obligation on RCI to fund any particular transaction. Mr Nash referred to various passages from the arguments on the appeal of the application for permission to amend in which all three members of the Court of Appeal said what could have been, but was not pleaded, was an implied term imposing an obligation on Renault to supply parts or allow access to the website. So, no court has considered the legal issue in the Current Action, namely whether there were implied terms of the Dealership Agreements of which Renault and Nissan were in repudiatory breach; nor has any court considered whether the effect of those breaches was to cause loss and damage to MMBL.[101]Even if the claims against Renault and Nissan could have been brought in the Previous Claim, Mr Nash submitted that it does not mean that MMBL necessarily should have brought them sooner or that the Current Action now amounts to unjust harassment or oppression.[102]As to the claim against RCI, Mr Nash submitted that this was not a “repeated challenge” relating to the same subject matter; rather it was a new cause of action based on new evidence. MMBL could not have brought this claim in the Previous Claim against RCI as it did not have evidence of RCI’s tortious inducement of Renault and Nissan to breach the Dealership Agreements; that has only come to light after the Court of Appeal hearing by virtue of Mr Banks’s evidence. MMBL could not have pleaded and did not plead that RCI had induced or procured Renault and Nissan to do something that they would not otherwise have done.[103]In the alternative, Mr Nash submitted that given the Current Action involves different causes of action, even if the Current Action could have been brought previously, this does not necessarily make the Current Action an abuse of process. Until Mr Banks came forward they did not have sufficient basis to plead a claim in inducement of breach of contract.[104]While recognising the facts were very different, in his written submission on 7 August 2026, he relied on the recent decision of Vince v. Associated Newspapers (supra) where striking out of the new claim was overturned in circumstances where Mr Vince had failed to advance it in the first set of proceedings as a result of legal advice; where the new claim involved the claimant “changing horses” as a result of legal advice from newly instructed counsel; and where the defendant was a seasoned litigator with specialist legal support who could not be said to be “oppressed” by the need to defend consecutive proceedings (all these points are specifically referred to at paragraph [54]). He submitted that the same or similar factual points arise in these proceedings. In his written response, Mr Peters submitted that the decision bears no useful resemblance to the present case. In Vince, the fact that(i) the second claim had been intimated from the outset;(ii) Mr Vince had always made clear that it would be pursued if the first claim failed; and(iii) the second claim was legally novel, formed important parts of the Court of Appeal’s conclusion that there was no abuse of process.[105]As to the UVSA, it is submitted that MMBL had a legitimate interest in not bringing additional complexity to the proceedings by advancing a claim in respect of this agreement. It would have added a further level of complexity to already complicated proceedings. The UVSA claim is a standalone claim and while there might be some overlap in the claims with the main claims, it was not accepted that there would be a complete overlap so that it can only be considered as an alternative claim which is why it is not pleaded as such.[106]It was submitted, in the alternative, that if the court were to consider some or all of the aspects of the Current Action to be abusive, striking out would be a draconian and disproportionate response. These are genuine and serious claims by MMBL which have never been determined by the court and which seek to hold the relevant parties responsible for the collapse of a profitable family business.[107]As to the causation and loss issues, which are the foundation of the Defendants’ application for summary judgment, Mr Nash emphasised the circumstances in which the original statement was made by Mr Mackie and how things developed later following the defeat in the Court of Appeal in respect of Mr Mackie’s knowledge of the availability of external funding. He prayed in aid SH’s response to the original claim as to the availability of alternative finance. He submitted that Mr Mackie’s mistaken belief as to the lack of alternative funding being the reason for the collapse of MMBL’s business cannot override the correct analysis of why it collapsed. MMBL surpassed the relatively low hurdle on a summary judgment application. The court cannot and should not resolve in a summary fashion or by way of a mini-trial the highly fact sensitive question of what caused MMBL’s collapse. The question is what would have happened if Renault and Nissan had not acted in breach of contract, but RCI had nonetheless served the 7-day termination notice and had declined to provide financing? MMBL were not without resources, but would have to decide whether it could continue trading without the support of RCI, but without any interruption to the services provided by Renault and Nissan. That, Mr Nash submitted, is a matter to be determined at trial.

Discussion

[108]Discussion I have to undertake the broad merits-based assessment as described by Lord Bingham and set out above. Is MMBL in all the circumstances abusing the process of the court by bringing the Current Action? In my judgment, this needs initially at least to be considered separately in respect of Renault and Nissan on the one hand and RCI on the other.[109]As to Renault and Nissan, they were never parties to the Previous Claim. Although they were served with both the application for permission to amend and for joinder of them as parties and (as I understand it) the application for permission to appeal, they took no role in the Previous Claim whether at first instance or on the appeal. This is the usual position which one would anticipate a party whose joinder was being sought would take. It is certainly possible for such a party to appear on the application to join them and make representations, in order to avoid there being a separate hearing where the joined party seeks to set aside the joinder and/or seeks summary judgment on the claim once joined. But that is not what happened here. There is no evidence to suggest that they instructed solicitors or counsel to represent them. Mr Peters made it very clear in the Previous Claim, including in the Court of Appeal, that Renault and Nissan were not his clients; rather he only represented RCI.[110]I accept that the fact that they were not parties to the Previous Claim is a powerful factor when undertaking the broad merits-based assessment. It is not, as Mr Nash correctly accepted, a bar to a finding of Henderson v. Henderson abuse, and it is implicit from Clarke LJ’s comment in the Dexter v. Vlieland Boddy case (supra) as to it being a rare case that a party who was not a defendant to the earlier action will succeed in persuading the court that the later action against him is oppressive, that there will be some cases where such a party does succeed in so persuading the court.[111]Mr Peters’ submissions, however, amount to saying that having sought to join them in a claim based on the umbrella agreement set out in the DAPOC, which was determined to disclose no reasonable cause of action against RCI and therefore the joinder application did not have to be dealt with, MMBL has had its chance and should not now be allowed to advance a claim which is not suggested as not disclosing a reasonable cause of action or not (save in respect of causation, which I will address below) being amenable to summary judgment.[112]In my judgment, to accede to Mr Peters’ submissions in relation to the claim brought against Renault and Nissan would be to deny MMBL the opportunity of litigating for the first time a question which has not previously been adjudicated upon, which is what Lord Millett warned against in Johnson v. Gore Wood (supra). While Mr Peters is right, in my judgment, to say that the bringing of a second set of proceedings may without more be abusive, nonetheless as Lord Bingham said in the same case there will rarely be a finding of abuse unless the later proceeding involves what the court regards as unjust harassment of a party. It is, however, wrong to hold that merely because a matter could have been raised in earlier proceedings it should have been, so as to render the raising of it in later proceedings necessarily abusive. Renault and Nissan have not been able to point to anything, other than the bringing of the Current Action in circumstances where they say that MMBL could have pleaded the matters as they now do in the Previous Claim, as being oppressive or amounting to harassment, let alone unjust harassment of them.[113]In my judgment, the case of Vince v. Associated Newspapers is of limited assistance given the points that Mr Peters made about it, but the case does show that the fact that MMBL brought the Previous Claim with the benefit of proper legal advice and did not plead the claim in the way it is now put in the Current Action (despite the Court of Appeal suggesting that was how it should have been put) and have brought the Current Action on a different basis, as a result of legal advice from newly instructed solicitors and/or counsel, does not make the claim abusive.[114]While the recent decision of Finnan v. Charles Russell Speechlys LLP (supra) is, as Mr Peters submitted, an example of the court’s justified intolerance of parties seeking to relitigate proceedings which have been dismissed, even if that dismissal occurs at an early stage of proceedings (and by reference to the adequacy of the party's pleaded case), the facts of that case are sufficiently distinct from this to make that decision entirely understandable. That was a case where the claimant had expressly declined to press an application to amend, where both the master and the Judge at the first appeal had carefully considered whether the claimant should be given a further opportunity to put right the defects in his pleading and had decided he should not, and where Arnold LJ when considering the application for permission to appeal had said that there was no reason to think that if the claimant had provided draft amendments which put right the defects at either hearing, he would not have been permitted to rely on them. He then brought the second claim against the same defendant making the same allegations, claiming the same heads of loss (albeit in different sums) with one entirely new counterfactual alleged. He was seeking to advance a more complete position on causation and loss which not only could, but should, have been brought in the first claim.[115]In this case, there was no suggestion in the judgment of Mr Gleeson or the judgment of the Court of Appeal that they considered whether MMBL should be given a further opportunity to put right its pleading and had decided it should not. There were what might have been viewed as some fairly strong hints from the discussion in the Court of Appeal as to the correct way to plead a claim, which are not a very long way from what MMBL with its new legal advisers has done, but it went no further than that.[116]Nor, in my judgment, does the existence of the Negligence Claim impact this. The Court of Appeal’s decision in Wain v. F Sherwood & Sons Transport Ltd (supra) was given more than two years before the House of Lord’s decision in Johnson v. Gore Wood. There seems to be some mixing up of issue estoppel and Henderson v. Henderson abuse in the judgment of Chadwick LJ with whom both Butler-Sloss and Thorpe LJJ agreed. But their consideration was as to whether there were any ‘special circumstances’ which existed, which was the test from Henderson v. Henderson which was held to be too dogmatic in the subsequent decision in Johnson v. Gore Wood.[117]But in any event, in my judgment, the case does not stand for the proposition that a party cannot contend that its failure to take a point in the original claim was attributable to negligence on the part of its solicitors when facing an application to strike out as a Henderson v. Henderson abuse. To the contrary, at page P168, Chadwick LJ, having explained the rationale for the rule in Henderson v. Henderson, said that those “considerations are unaffected by the question of whether or not the plaintiff has an alternate remedy against some third party; save, perhaps to the extent that if there is the prospect of an alternative remedy the court will in any event have to try the issue in a fresh action. But that is a reason for not applying the principle in Henderson to a case where there is an alternate remedy (because the objective of avoiding duplication of actions may not be wholly achieved): it cannot be a reason for declining to apply the principle in a case where there is not alternate remedy” (emphasis added). Accordingly, to the extent that the decision survived the ruling of the House of Lords in Johnson v. Gore Wood, it suggests that the existence of a claim against the former solicitors is a reason for not applying the principle.[118]To the extent that a different claim is being run against the former solicitors that does not, in my judgment, make the Current Action abusive. That would be to decide that the matters set out in the Negligence Claim, which I understand are hotly contested by the former solicitors, must be correct and the matters set out in the Current Action cannot be. Any danger of irreconcilable judgments between the Current Action and the Negligence Claim can be addressed by ordering the two sets of proceedings to be case managed and tried together.[119]In my judgment, undertaking the broad merits-based assessment, the Current Action against Renault and Nissan is not an abuse of process under the Henderson v. Henderson principle. MMBL is not misusing or abusing the court’s process. Renault and Nissan were not parties to the Previous Claim. This is not a case where the bringing of the Current Action is without more an abuse. There is nothing to support the suggestion that the Current Action is oppressive or amounts to unjust harassment of Renault and Nissan. Neither Mr Gleeson nor the Court of Appeal ruled that MMBL should not be given a further opportunity to put right its pleading. The fact that MMBL only chose to do so after a change of legal team does not mean that the Current Action is an abuse. This is not one of those rare cases where Renault and/or Nissan as new defendants have persuaded the court that the Current Action against it/them is oppressive. It is, in my judgment, not appropriate to shut out MMBL from litigating for the first time a question which has not previously been adjudicated upon on this basis.[120]As to the claim in the Current Action against RCI on the basis of it having induced or procured the breaches by Renault and Nissan of the implied terms relied on, that is not, in my judgment, an abuse under the Henderson v. Henderson principles on the broad merits-based assessment. While RCI was the defendant to the Previous Claim, there was no tortious claim of inducement or procurement to breach implied terms of the Dealership Agreements between Renault and MMBL or Nissan and MMBL included in the DAPOC. I accept Mr Peters’ submission that the denial of access to all of the system services which is complained about in the Current Action is included in what was complained about in the Previous Claim and that the loss claim is reproduced almost word for word in the Current Action. However, I accept Mr Nash’s submission that the Previous Claim was advanced as a breach of the umbrella agreement by, among others, RCI itself. In the Current Action, apart from the UVSA which I will address below, there is no claim for breach of contract against RCI.[121]The evidence which was necessary to be able to plead such a claim was not available to MMBL until Mr Banks came forward, which was not until late 2023. It was not evidence that MMBL knew about until well after the Court of Appeal decision. That is both the evidence of Mr Mackie and of Mr Banks as to when the evidence became available. It is not open to me on this application to go behind that evidence without Mr Mackie and Mr Banks being subjected to cross-examination. It is not clear how much of Mr Banks’s evidence as to the actions of RCI in inducing or procuring the shutting down of MMBL will be disputed, but it is to be noted that no evidence was served in response to Mr Banks’s witness statement.[122]In those circumstances, in my judgment it cannot be said that MMBL could have pleaded the inducement or procurement of Renault and Nissan to breach the implied terms of Dealership Agreements in the Previous Claim, let alone that it should have done so. I reject the submission that the “new” evidence is merely further evidence which provides incremental additional support for the factual case which MMBL could and should have run in the Previous Claim. In my judgment, the Current Action against RCI is not merely a repackaging of the same facts into new causes of action against RCI. It is an entirely new case based on evidence that was not available at the time of the Previous Claim. To bring the Current Action against RCI in all of these circumstances is not a misuse or an abuse of the court’s processes.[123]Had I found for RCI and held that it was an abuse under the Henderson v. Henderson principle, I would have struck the claim against RCI out, but that would not have affected my decision in respect of the claim against Renault and Nissan. It is difficult to see why it is necessary to have joined RCI into the Current Action in terms of being able to recover damages. Each of Renault and Nissan would appear to be good for any damages that might be payable and the claim against RCI can only succeed if Renault and Nissan are liable for breaching the implied terms. So, there would have been no need to keep the claim against RCI alive in order for the claim against Renault and Nissan to continue.[124]As to the separate much smaller claim in respect of the UVSA, that is a claim based simply on the RCI contracts. It is a different claim to that brought in the Previous Claim, as Mr Peters accepted. However, I do not accept Mr Nash’s submission that it would have added another level of complexity to already complicated proceedings. There is nothing inherently complex in a claim that someone who repossesses goods has to give credit for the sums obtained for those goods or which should have been obtained on a sale at market value.[125]In my judgment that is a claim which could have been included in the Previous Claim. And it may well have been that had the Previous Claim as set out in the DAPOC been permitted to proceed, at some stage in the course of that claim, it may have been added to the Previous Claim. It would not have been an objection which would have been likely to succeed if an application had been made in the Previous Claim, on the hypothesis that it was proceeding, to add the UVSA claim that it was abusive to do so. It follows, in my judgment, that it is not a claim which should have been advanced by the time of the refusal to grant permission for the DAPOC. It follows that it is not on the broad merits-based assessment an abuse of the court’s process to include it in the Current Action.[126]Had I concluded that the UVSA claim was an abuse of process, the starting point would be that it would fall to be struck out. However, given that the claim is relatively small (some £600,000 compared with the main claim of £18 million), that it involves matters which are likely to have to be considered in the context of the rest of the Current Action, whether it be by way of alternative claim as Mr Peters contended or there is just some overlap as Mr Nash contended, and that I have held that the rest of the Current Action is not to be struck out, I would exercise my discretion not to strike the UVSA claim out. In my judgment, these matters are within the expression “very unusual circumstances” used by Lloyd LJ in Stuart v Goldberg Linde (supra).[127]That leaves the summary judgment application outstanding. I remind myself of the principles set out in Easyair Ltd v Opal Telecom Ltd (supra), including that the bar of “realistic prospect of success” is a relatively low hurdle and that I must not engage in a mini-trial. The issue here is one of causation, albeit it does not apply to the UVSA claim.[128]Mr Peters is right to submit that in the Previous Claim, the evidence of Mr Mackie was that his belief was that without the funding by RCI, the business of MMBL was not viable and that this was supported by the evidence of Mr Potter. And while this evidence was undoubtedly initially prepared in some urgency because of the application for a mandatory injunction before HHJ Saffman, which would have been even more doomed if the finance was not needed, this position was repeated in Mr Mackie’s fourth witness statement in the Previous Claim over 6 months later in support of the application for permission to amend.[129]As against this, there is no basis on which I can disbelieve at this stage Mr Mackie’s evidence that it was only after the hearing in the Court of Appeal that he became aware from other dealers that, in fact, running a dealership was possible without RCI finance. MMBL also had access to some immediate monies by way of an overdraft facility (although the headroom on the facility is not clear) and was not insolvent. I therefore cannot accept Mr Peters’ submission that Mr Mackie and MMBL cannot perform the volte face, that is to say that it is in some manner abusive to correct one’s incorrectly stated earlier belief.[130]Nor can I accept Mr Peters’ submission that the way that matters are put in the Negligence Claim can only fairly be read as a criticism of those solicitors for failing to understand MMBL’s instructions as to the availability of finance, which is irreconcilable with the allegation made in the Current Action that it was itself unaware of the availability of alternative finance at the time of the Previous Claim. It may well be a fruitful source for cross-examination, but it is not something that I can decide on the application before me. Any such inconsistency would be best dealt with by hearing the two claims, namely the Current Action and the Negligence Claim together.[131]Of more potency was Mr Peters’ submission that given that there was no basis for saying that RCI was obliged to continue providing finance (as confirmed by the Court of Appeal), the denial of access to the systems, which is the breach alleged against Renault and Nissan procured by RCI, is not what caused MMBL’s business to fail but rather it was the lack of finance. It is right that prior to the withdrawal of finance, MMBL had managed to put in place workarounds by using Parks to place and receive some orders. The sale to Parks (which was agreed the day following the refusal by HHJ Saffman to grant mandatory injunctive relief) happened because Mr Mackie believed at the time that MMBL could not survive the loss of financing from RCI. Even had there been alternative finance available, Mr Mackie’s evidence on this application is that that was not known to him at the time. This amounts to a strong argument that the fact that Mr Mackie caused the sale of MMBL’s assets to Parks defeats any arguments MMBL has as to causation of the loss said to have been incurred. That loss was caused by a combination of RCI lawfully withdrawing financial support and Mr Mackie’s reaction to that in selling to Parks, believing that without RCI’s finance the business could not survive.[132]Mr Nash urged on me that this was a highly fact-sensitive issue and a difficult one because it requires the Court to consider the counterfactual, namely what would have happened if Renault and Nissan had not breached the Dealership Agreements, but RCI had nonetheless stepped away and refused to provide financing. The agreement MMBL had with Parks was limited to parts for ongoing repairs and was not in connection with selling new and used cars. Whereas, had MMBL still had access to the systems so that it could still buy cars for selling to customers, MMBL could have carried on in business with other finance. The court at trial would have to consider whether Mr Mackie’s mistaken belief about the situation meant that he had no choice but to do what he did, in a different counterfactual situation, where he still had the necessary access to operate the business, but he did not have the finance from RCI. The court might be in a position where there were actually two operative causes:(a) Mr Mackie’s mistaken belief about the financing position; and(b) the withdrawal of services from Renault and Nissan. Then the court would have to make a judgment about whether the fact that Mr Mackie was mistaken about finance has the legal result that whatever the position is with the withdrawal of the services, they were not material causes of his loss.[133]In my judgment, while I am greatly attracted by the submissions of Mr Peters and I think he is more likely to be found to be correct at the end of a trial, if I were to decide he is definitely correct at this stage, I would be guilty of conducting the mini-trial that I am not permitted to undertake. It would require me to determine that on the counterfactual of Renault and Nissan not having breached the agreements so that MMBL retained access to the systems and could have bought further cars albeit without the assistance of finance from RCI, MMBL would have acted in precisely the way that it did and would have sold to Parks for the price and on the terms that it did. That is a question of fact to be determined at trial. It is also possible that on the counterfactual, had RCI been unable to persuade Renault and Nissan to breach the Dealership Agreements, it might not have served the Termination Notices. I cannot, in the circumstances, say that Mr Nash’s arguments have no more than a fanciful prospect of success.[134]Accordingly, while it is likely in my judgment that Mr Peters’ position will be accepted at trial, I am not in a position to grant summary judgment in the Defendants’ favour as sought on the claim as now pleaded.

Conclusion

[135]Conclusion In my judgment:(a) the Current Action is not a Henderson v. Henderson abuse of process against any of the Defendants. The application to strike out is dismissed; and(b) the Defendants are not entitled to summary judgment on the Current Action in respect of any of the claims. The application for summary judgment is dismissed.[136]I invite the parties to draw up an order reflecting this judgment. I invite the parties to consider whether any directions could or should be given as regards listing this matter to be case managed and/or heard with the Negligence Claim (acknowledging that any direction would be open to challenge by the defendants in the Negligence Claim). If the parties are unable to agree consequentials, unless the parties request an oral hearing, I will determine those on the basis of written submissions to be filed by the parties within 14 days of the formal handing down of this judgment and I adjourn the hearing of the handing down for that purpose.