“(b) greatly excessive speed; racing; competitive driving against another vehicle; “showing off”. (c) disregard of warnings from fellow passengers. (d) a prolonged, persistent and deliberate course of very bad driving. (i) driving a poorly maintained … vehicle, especially where this has been motivated by commercial concerns. (j) other offences committed at the same time, such as driving without ever having held a licence … driving without insurance … (k) previous convictions for motoring offences, particularly offences which involve bad driving or the consumption of excess alcohol before driving.