“40. . . . I find it very difficult to agree with Ms Prager’s submission that disembarkation has been completed at the point where the passenger arrives at the top of the steps leading to the beach. Most people would say that it was complete when the passenger had arrived safely on shore and that in this case, this means on the shingle. The method of embarkation or disembarkation is by steps leading to the shingle. If disembarkation is by boat transfer, then you have disembarked from the original carrier when you are safely aboard the transfer boat. Under the Athens Convention the definition of ‘carriage’ is extended to cover the case where a transfer boat is ‘put at the disposal of the passenger’ by the carrier, which suggests that if that had not been the case then disembarkation would have been completed. 41. Alternatively, Ms Prager argues that disembarkation is complete once the person reaches ground level from the steps (in this case stepping onto the board if a board was placed on the shingle) and uses the analogy of a passenger stepping onto the quay. I agree that once safely established on the shingle the passenger is no longer in carriage. If, for example, the claimant had tripped while walking up the beach he could no longer be said to be in carriage, any more than if he had been walking on a quay. On the other hand, if a skipper had placed a rubber mat at the edge of the quay onto which disembarking passengers stepped directly from the boat, I cannot see that it could be said (using the natural meaning) that disembarkation had been completed until the passengers stepped off the mat. 42. In my judgment if a board had been placed on the shingle at the foot of the steps, as I have found it was, it must have been placed there as part of the disembarkation equipment (i.e. to aid the person to disembarkation down the steps onto the shingle). This means that I find the accident occurred while the claimant was still disembarking from the Gary Ann and that the Athens Convention applied.”