“In the circumstances, it is difficult to place much reliance on the Claimant’s evidence about what he felt and when during the course and in the immediate aftermath of this accident, nor do I think it much matters. He was involved in a scaring incident being woken up by a loud, unexplained bang from an impact that demolished the wall into the front of his house and caused damage to the sill of the bay window of the room in which he was sleeping. His initial reaction on waking was that he had been involved in an earthquake. He got up and investigated, not knowing whether the house had been hit and, if so, by what. When he went outside he saw the damage and thought that he might have been killed. At which stage he felt shock and what degree of shock he felt it is impossible for anyone, including the Claimant, to say.”