"It may well be that the Adjudicator made assumptions which were somewhat based on speculation. Whether this was material to the outcome depends on the remainder of her reasons for her findings. For this reason, we will return to this point after we have considered the remainder of the challenges to the Adjudicator's reasoning."
"We now turn to assess whether the issue we have described at paragraph 24 above is material to the outcome, having considered all the other grounds and found that they have not been made out. We can be brief in this regard. It is only necessary for us to say that we are satisfied that, even leaving aside the Adjudicator's somewhat speculative assumptions (as described in paragraph 24 above), the remainder of the Adjudicator's reasons are adequate in law to fully support her adverse credibility assessment and her findings of fact."